Image courtesy of bev-nap.com
I for one find it difficult to save but I know that i have to say for a rainy day. As you grow older you have many responsibilities. One of my resolutions this year was to save as much as possible. For one to actually save, you have try and change your lifestyle as at times one incurs unnecessary expenses and you end up over spending. If you were to ask your role models and parents they would tell you that for them to actually acquire the assets they have today, they had to sacrifice something, for they knew that they had to provide some form of security for their children. On this article i will share a few pointers on how to cut down on your fashion budget.
There is no need to keep on buying more clothes when your wardrobe is already full. If you are still trying to build your wardrobe, do start with the staple pieces like a classic blazer, jeans and timeless handbags. If you are buying you work wear do not be afraid to splurge as you are likely to wear the clothes for a long time. Also opt for second hand tops, you can spend a lot of money there.
I know most women are addicted to shoes, just do with what you have. Do not buy a new shoe for every event. Make sure you pick the neutral colours so that you do not have problem when you are putting an outfit together.
If you can do without them it is fine as you will save close to $480 a year. With this money you can be able to start a small business or use it to pay for your stand instalments or be able to import a car (i.e excluding the shipping fees).
It is always better to buy 100% weaves. If it is $20 a packet you will need 2 for the whole year. Unlike buying weaves every month for $20 x12 months, which is $400 excluding the plaiting fees. You will save a whopping $200.
If you are fond of eating out a lot, you can cut it down to once a month. If say you eat a meal of $15 when you go out, and you go out 10 times a month. You will have saved $135. Also carry lunch to work, than having to fork out $3 everyday times 26 days. Also when going grocery shopping make a list so that you do not buy things you do not need.
For any money you get, save 10% of that amount.
Use cash instead of your credit card.
Never go shopping when you are stressed.
Only buy what you need than what you want
Have a savings bank account.
All the best as you save for something worthwhile.
Xoxo Imelda the Fashionista